March 2025

Good afternoon fellow TAG Talkers,

We cleared the hurdles of transitioning to Cetera in February, but more important news has been in the eyes of many of you. The downward move of the stock market and many of your accounts! The Trump administration’s moves on tariffs and the possibility of a recession have caused markets to go down rapidly in the last month, which is a rational reaction in the near term.

Our clients that have been with us for years will know what’s coming next in my writing. YES, it is a pep talk of sorts. We encourage you to take the long view and embrace the main tenets of successful investors over many generations.

We carefully design and manage our models with high quality investments, and maintain a goal driven long term mindset. For each of you that have entrusted The Ansardi Group to manage your money, whether it be for retirement/college education/specific objectives... we invested your accounts with both timeline and your appetite for risk in mind. From the beginning of each of your relationships, Danica and Tray will have taught you the nature of investing in the markets. There will be years you absolutely love our work, years you appreciate a reasonable return, and periods of time where you question the approach altogether due to negative returns. At the root of investing is taking the right level of risk for you (magnitude of negative returns when they happen) in order to aim for your long-term asset growth goals.

• For our younger investors... your higher risk models are volatile by design, and a few months/years are a blip on the radar of your several decade long investment journey that is in its infancy.
  
• For our mid to later career financial plan clients... we guide you with tools that inform the models and portfolios that give you the highest probability of reaching your future retirement needs.
  
• For our current retirees... your portfolios are carefully designed to accommodate volatility and provide you income through both strong and weak investment markets.

As a final few points worth mentioning, politicians have scared markets for longer than any of us have been alive. Investors that stayed the course within their financial plans have historically been rewarded by participating in the best days of market cycles. Whether we have already seen the bottom of the markets for 2025, or have further to fall, we believe in the power of your courage to stay the course. The rough start to this year is yet another period that tests your resolve, and we believe that you will make it through this with us.

If you have gotten this far and still have some questions, or want to discuss changes in your goals, by all means PLEASE give us a call so we can help guide you on your investment journey.

Kind Regards,

Dan Rodbell, MBA
Financial Advisor